Finances

I really struggle with budgets and keeping track of finances. Remembering to pay bills on time. Making sure there's enough money in the account to cover all the bills. It's not that I'm bad with numbers, it's that I forget to do the numbers in the first place. I write due dates on the calendar and even set my phone to alert me each month when the bills are due, which helps, but sometimes that even can be overlooked if I was preoccupied with something else when it started to beep at me and absentmindedly turned it off. Often I forget all about purchases I made and forget to log them into my budget. It generates a lot of stress to not be certain about your finances so I'm really trying harder to keep a better track of all the money that comes in and goes out. I just started keeping a budget on Excel. I hope it helps. I'm also thinking that maybe grocery money and any other discretionary funds should just be in cash so I don't accidentally tap into funds needed for bills. When the cash is gone it's gone. Go root around the kitchen instead of going out to eat.